We offer Advisory Services to help you select insurance and financial solutions to fit your needs.  Our experts are here to help you with your planning and also with the purchase of specific products, such as …

  • Alum LTD – Long Term Disability Income Protection
  • Long Term Care Insurance
  • Whole Life Insurance
  • Plenty more…

Let us help you—our services are complimentary. To speak with an advisor,

Alum LTD- Long Term Disability Income Protection. Long term disability insurance (LTD) provides coverage in the event you’re unable to work due to an illness or injury.  It’s essentially insurance for lost income.  Our program, Alum LTD, provides individual coverage, meaning you own and keep your policy – even if you change jobs – with an exclusive 15% discount for alumni and their immediate family members.

Asset protection. Long term care (LTC) costs can be overwhelming, which is why asset protection is an important part of financial planning, especially in your 50s and beyond.  We can help with discounted LTC insurance and other asset protection products that can help safeguard your savings and can also give you more choices for care.

Legacy protection.  Life insurance is the pillar of a solid financial plan.  While Permanent life insurance is less common than Term life, it can be the right choice for those looking for lifelong coverage with level premiums, and a guaranteed return on the policy’s cash value.

Business protection.  Business Overhead Expense (BOE) insurance covers the overhead costs of running your business if you’re unable to work due a disability or sickness.  Designed to complement individual disability policies, BOE covers everyday business expenses, and can help to protect and preserve the business you’ve worked so hard to build.